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Disability Insurance & Pre-Existing Conditions

Disability insurance and pre-existing conditions are common talking points among those looking for policies. Although health insurers cannot deny you coverage based on your...

Some Major Misconceptions About Disability Benefits and Ticket to Work

If you’ve suffered a severe injury or are otherwise disabled, heading back to work can be intimidating. It can be especially difficult because, on...

How Much Is My Long-Term Disability Settlement Worth?

Long-term disability (LTD) benefits can be a lifesaver for people who are unable to earn an income due to sickness or injury. If you...

What you need to know about heart failure

Imagine waking up every morning feeling like you’ve run a marathon, even though you’ve barely gotten out of bed. Your body aches, your breath...

Social Security COLA Increase for 2025

The Social Security Administration (SSA) has announced important updates for 2025, including a 2.5% Cost-of-Living Adjustment (COLA) for Social Security and Supplemental Security Income...

Physician Wins Disability Battle Against Unum

In a David versus Goliath battle with Unum, one of the nation’s largest disability insurance providers, our client, a 59-year-old physician, achieved a landmark...

The Benefits of Disability Income Insurance

Life is filled with unexpected twists and turns, and no one is immune to the possibility of disability due to illness or injury. When...

Mistakes Physicians Make When Buying Disability Insurance

4. Ignoring the Impacts of Financial Changes As a physician, your income rises as you progress further in your career. The cost of living also...

When to Hire a Disability Advocate

If you’ve recently been injured in an accident or you’ve become disabled in a way that you’re unable to work, you’re entitled to file...

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